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Most college students are all too familiar with loans that quickly turn into debt. $35,000 is the average amount facing recent U.S. graduates.

While in college, Jessica Johnson realized that her story was very different than that of her peers. Many of them were saddled with college debt, while she had received $200,000 in scholarships.

Jessica’s father told her to find a need in the community and address it in a unique way. Those words became inspiration to create something bigger than herself.

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The Scholarship Academy (TSA), started in Jessica’s dorm room at Howard University with the belief that every student deserves an opportunity to pursue a debt-free degree, is…